Blog
Discover our latest articles and blogs
19 Positions Retirees Can Mirror to Run a Tax Aware Model Portfolio
Practical, retirement-ready roadmap to evaluate, implement, and tax-manage model portfolios. See what to check, when models fit, and a 19 position example.
Avoid a 3.8% NIIT Surprise: 2026 Dividend Tax Rules for U.S. Investors
2026 dividend tax rules for U.S. investors: qualified vs ordinary rates, 61 day holding test, 1099-DIV reporting, NIIT, and asset location.
Individual Investors: Pick Growth or Income in 5 Steps
Decision-first guide for individual investors: define when you'll need cash, map horizon, liquidity and drawdown tolerance, then follow five steps and...
5/25 Rule for Investors: When to Rebalance Without Overtrading
Evidence based 5/25 rule: check allocations annually or semiannually, rebalance after 5% drift, use cash flows first or StockPilot alerts to avoid...
Avoid the 61 Day Wash Sale: Tax Loss Harvesting Rules for US Investors
Practical U.S. guide to tax loss harvesting: learn how losses offset gains, the 61 day wash sale risk, year end settlement timing, Form 8949 reporting,...
19 Position Metric First Portfolio Risk Management for DIY Investors
A metric first playbook for DIY investors: use VaR, CVaR, drawdown metrics, and KRIs to set rebalance rules and run a 19 position model.
19 Position Rules: When to Use a Trailing Stop vs a Stop Loss
Use a rules based portfolio approach to decide between fixed stops and trailing stops. Learn position sizing, invalidation levels, and a 19 position model...
Sell Half at 100%: Sell Rules for Stocks DIY Investors Use
A concise playbook for DIY investors: when to sell after a thesis change, when to sell half at a 100% gain, how to rebalance at 8–10%, and use trailing...
Investors: Lump Sum Beat Dollar Cost Averaging in 70% of Tests
Historical backtests show lump sum beat dollar cost averaging in roughly 70% of periods. Learn when DCA or a half-now/half-over-six-month hybrid suits...